First International Bank & Trust
Fee Schedule>


Service Fee
Account reconciliation $20 per hour
Account research $35 per hour/$.25 per copy/$35 min.
Balance inquiries No charge
Bill Pay through Online Banking Free
CashCard and Check &CashCard replacement card fee $5
Cashier's checks: $5 each
Foreign cashier's checks $25 each
Collection items $25 each
Continuous Overdraft Balance Fee* $30 each 7th day
Dormant charge  
Checking acct - 1 yr. no activity $5 per month if balance falls below $1,000.00
Savings acct - 2 yrs. no activity $6 per quarter if balance falls below $1,000.00
Duplicate statements $2 each
Early account closing $10 for accounts opened less than 6 months
Fax receiving $.50 per page
Fax transmittals $2 for 1st page, $1 per page thereafter
Garnishments and levies $35 charge
Indemnity bonds $20 each
Laminating $1 per page
Night depository bags Cost varies with size
Non FIB&T checks that cannot be processed automatically $.50 per check
Notary Services  
Customers No charge
Non-customers in ND $5 per item (as allowed by law)
Non-customers in AZ $2 per item (as allowed by law)
Paid Overdraft Item Fee* $30 per item
Returned Item Fee* $30 per item
Overdraft fee - savings $30 per item
Photocopies $.25 per copy
Safe deposit boxes**  
Rental Based on size and availability
Lost key and forced entry $40 min.
Late payment $15
Stop payments $30 per item or $60per range of items
Telephone transfers No charge
Visa Gift Card*** $4.95 each
Wire transfers - incoming $15 each
Wire transfers - outgoing:  
Customers $15 each
Heritage Club members $12 each
Business customers $25 each
Non-customers $25 each
International wires $50 + costs
Services and fees are subject to change at anytime.
An overdraft or non-sufficient funds or negative balance may result from (1) the payment of checks, in-person withdrawals, recuring debit card transactions or other electronic funds transfers, or other withdrawal requests you initiate; (2)payments authorized by you; (3)the return of unpaid items you deposited; (4)charging your account for our applicable service charges and fees; or (5)the deposit of items to your account which according to our Funds Availability Policy, are treated as not yet "available" or "finally paid".
** FDIC does not insure Safe Deposit Box Contents.
*** FDIC does not insure Visa Gift Cards.
Property For Sale
Property For Sale >
Check out the properties we have for sale.
Export Transactions
Export Transactions >
First International Bank & Trust now offers the ability to download account information into Quicken® and QuickBooks®.
First International Bank & Trust © 2014
100 North Main
Watford City, North Dakota 58854
Equal Opportunity Lender
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